Personal Checking Accounts

Personal Checking Account

A traditional checking account with unlimited check writing availability. Product Features & Requirements $100.00 minimum opening balance Images returned with your statement ATM/VISA check card Overdraft privilege up to $700.001 Online and Mobile Banking available Service Fees & Restrictions No monthly service charge with $500.00 minimum daily or $1,000.00 average daily balance $8.00 charge if below minimum daily or average daily balance 1. Overdraft Privilege – United Security Bank offers overdraft privilege as a courtesy to cover transactions that may cause your Checking Account to become overdrawn, and is provided as an option for certain account types subject to certain terms and conditions. It is available to cover items overdrafting your account by check, in-person withdrawal, ACH transaction, preauthorized automatic transfer and telephone transaction. It is not available for ATM and one time POS items unless you specifically consent to have them covered. There is a $30.00 fee per overdraft item paid with a maximum daily fee of $240.00. Negative balances resulting from overdraft activity must be repaid within 30 calendar days. The bank reserves the right to pay or return items and suspend or revoke this privilege at any time. Less costly options for handling overdrafts are available. Please see a branch representative for additional details.item->getUrl() ?>
Free Checking Account

Product Features & Requirements $100.00 minimum opening balance Unlimited check writing Overdraft privilege up to $400.001 Online and Mobile Banking available Service Fees & Restrictions Product requires receipt of e-statement in place of paper and with depositor's successful completion of statement receipt, no monthly service charge applies. 1. Overdraft Privilege – United Security Bank offers overdraft privilege as a courtesy to cover transactions that may cause your Checking Account to become overdrawn, and is provided as an option for certain account types subject to certain terms and conditions. It is available to cover items overdrafting your account by check, in-person withdrawal, ACH transaction, preauthorized automatic transfer and telephone transaction. It is not available for ATM and one time POS items unless you specifically consent to have them covered. There is a $30.00 fee per overdraft item with a maximum daily fee of $240.00. Negative balances resulting from overdraft activity must be repaid within 30 calendar days. The bank reserves the right to pay or return items and suspend or revoke this privilege at any time. Less costly options for handling overdrafts are available. Please see a branch representative for additional details.item->getUrl() ?>
Basic Banking Checking Account

Checking account for customers with minimal monthly checking needs. Product Features & Requirements $100.00 minimum opening balance ATM/Visa Check Card Overdraft Privilege up to $700.001 Limited to 6 checks per statement cycle Check images mailed with monthly statement Online and Mobile Banking available Service Fees & Restrictions $3.00 per month service charge $1.00 each charge per check in excess of 6 per statement cycle 1. Overdraft Privilege – United Security Bank offers overdraft privilege as a courtesy to cover transactions that may cause your Checking Account to become overdrawn, and is provided as an option for certain account types subject to certain terms and conditions. It is available to cover items overdrafting your account by check, in-person withdrawal, ACH transaction, preauthorized automatic transfer and telephone transaction. It is not available for ATM and one time POS items unless you specifically consent to have them covered. There is a $30.00 fee per overdraft item with a maximum daily fee of $240.00. Negative balances resulting from overdraft activity must be repaid within 30 calendar days. The bank reserves the right to pay or return items and suspend or revoke this privilege at any time. Less costly options for handling overdrafts are available. Please see a branch representative for additional details.item->getUrl() ?>
Senior Classic Checking Account

Product Features & Requirements Age requirement of 62 years of age and older$100.00 minimum opening balance Unlimited check writing privileges Free personalized "classic checks" provided1 ATM/VISA check card Overdraft privilege up to $700.002 Earns market rate of interest on all collected balances Free cashiers checks, and money orders Free small safe deposit box with total combined balances over $10,000.00 Online and Mobile Banking available Service Fees & Restrictions No service charges 1 Free checks are limited to the "Classic Style" only 2 Overdraft Privilege – United Security Bank offers overdraft privilege as a courtesy to cover transactions that may cause your Checking Account to become overdrawn, and is provided as an option for certain account types subject to certain terms and conditions. It is available to cover items overdrafting your account by check, in-person withdrawal, ACH transaction, preauthorized automatic transfer and telephone transaction. It is not available for ATM and one time POS items unless you specifically consent to have them covered. There is a $30.00 fee per overdraft item with a maximum daily fee of $240.00. Negative balances resulting from overdraft activity must be repaid within 30 calendar days. The bank reserves the right to pay or return items and suspend or revoke this privilege at any time. Less costly options for handling overdrafts are available. Please see a branch representative for additional details.item->getUrl() ?>
Money Market Checking Account (Consumer)

The more you save, the more you'll earn with our Tiered Rate Money Market Account. Take advantage of higher rates while still having access to your money anytime you need it.Higher activity levels may require account to be subject to Business Analysis fees. See representative for additional information. Product Features & Requirements $200.00 minimum opening balance Tiered interest rate1 Check images included with monthly statement Online and Mobile Banking available Service Fees & Restrictions No monthly service charges with $2,500.00 average daily balance $10.00 monthly service charges if the average daily balance falls below $2,500.00 for the statement cycle 1. Variable Interest Rate-rate may change after account is opened.item->getUrl() ?>
NOW Account

Interest earning checking account with unlimited check writing privileges. Product Features & Requirements $200.00 Minimum opening balance Earns market rate of interest on collected balances Check images included in monthly statements Unlimited check writing Overdraft privilege up to $700.001 Online and Mobile Banking available Service Fees & Restrictions No monthly service charges with $1,000 minimum daily or $2,500 average daily available balance $10.00 service charges if below minimum daily or average daily balance requirements during the statement cycle. 1. Overdraft Privilege – United Security Bank offers overdraft privilege as a courtesy to cover transactions that may cause your Checking Account to become overdrawn, and is provided as an option for certain account types subject to certain terms and conditions. It is available to cover items overdrafting your account by check, in-person withdrawal, ACH transaction, preauthorized automatic transfer and telephone transaction. It is not available for ATM and one time POS items unless you specifically consent to have them covered. There is a $30.00 fee per overdraft item with maximum daily fee of $240.00. Negative balances resulting from overdraft activity must be repaid within 30 calendar days. The bank reserves the right to pay or return items and suspend or revoke this privilege at any time. Less costly options for handling overdrafts are available. Please see a branch representative for additional details.item->getUrl() ?>

Personal Checking Accounts

Personal Checking Account

Free Checking Account

Basic Banking Checking Account

Senior Classic Checking Account

Money Market Checking Account (Consumer)

NOW Account

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