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CDs & IRAs

  • Certificate of Deposit

    Time certificate of deposits offer various terms at competitive fixed rates. This account may be for you if you have excess monies that do not need to be drawn in the near future. Product Features & Requirements $1,000.00/$100,000.00 minimum opening balance Various terms offered - 30 days to 5 years Transfer of interest or automatic reinvestment options Automatic renewal Interest compounded daily and paid monthly, quarterly, semi-annually, annually or at maturity Service Fees & Restrictions No service charge Penalties for early withdrawalitem->getUrl() ?>

  • Rate Increase CD

    Looking for a way to generate more income from your CD's? United Security Bank has just the product for you! Our Rate Increase CD allows you to take control of your finances. With our Rate Increase CD you have the ability to request a rate increase one time during the CD's term to United Security Bank's currently offered 2 year CD rate. Come by one of our conveniently located branches today to set up your Rate Increase CD. Product Features & Requirements $1,000.00/$100,000.00 minimum opening balance 2-yr termTransfer of interest or automatic reinvestment options Automatic renewal Interest compounded daily, and paid monthly, quarterly, semi-annually, annually or at maturity Service Fees & Restrictions No service chargePenalties for early withdrawalInterest Rate and Annual Percentage Yield may change, at customer's option, once during the termitem->getUrl() ?>

  • Variable Rate CD

    This 2 year certificate allows the interest rate to change with the Wall Street Journal Prime Rate (WSJP), but will never drop below the established floor rate of .25% during its 2 year term. Product Features & Requirements $10,000.00 minimum opening balance 2-year term Transfer of interest or automatic reinvestment options Automatic renewal Interest compounded daily and paid monthly, quarterly, semi-annually, annually, or at maturity Service Fees & Restrictions No service charge Interest Rate and Annual Percentage Yield may change weekly Penalties for early withdrawalitem->getUrl() ?>

  • Certificate of Deposit Registry Service

    With CDARS, you can enjoy full FDIC coverage, say "goodbye" to running around town to multiple banks. No more opening up multiple title accounts in different rights and capacities of family members to maximize FDIC insurance at one bank. One statement to consolidate accounts. Invest up to 50 million, with full FDIC coverage. Product Features & Requirements $10,000.00 minimum opening balance Various terms offered - 4 weeks to 52 weeks, 2 years or 3 years Automatic renewal Transfer of interest or automatic reinvestment option Interest compounded daily and paid monthly, quarterly, semi-annually, annually or at maturity Service Fees & Restrictions No service fee Penalty for early withdrawalitem->getUrl() ?>