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Cash Management

 

Running your business just got easier. Our e-Business Solution products will help you access the financial services you need to handle your business with ease.

For more detailed information, contact your local branch and ask to speak to a Cash Management Specialist.

Features:

  • Self-Administration / Multi-user assignments
  • Real Time Account Balances
  • Detailed Transaction Histories
  • View Check Images
  • Account Reconcilement Online
  • Transfer Funds Electronically
  • Wire Transfer
  • Bill Payment
  • ACH (Automatic Clearing House) Origination
  • Remote Merchant Capture – enrollment and qualification requirements apply
  • Merchant Bankcard Services
  • Positive Pay
  • e-Statements
  • Courier and Armored Car Service
  • Stop Payments

 

Fees & Restrictions:

Fees: No charge to be e-Business Solutions user

Restrictions: Must have a Business Analysis Checking Account

 

  • ACH Origination

    The ACH function of our Online Banking allows you to electronically transmit funds from one account to another at different banks as needed or on a prearranged schedule. Other features include: Product Features & Requirements Processing of payroll, payables, receivables, insurance premiums, utility bills, and tax payments You save time, effort, and cost of writing and mailing checks Increased control over receivables, assisting customers in predicting cash flow eliminating expensive manual collection processes ACH transaction reporting Service Fees & Restrictions $.25 cent per template transaction $10.00 per file transaction 3:00 p.m. deadline Service subject to qualifications and approvalitem->getUrl() ?>

  • Bill Pay

    Online Bill Pay is designed to make your life easier by eliminating checks, envelopes, and stamps. Now you can pay virtually anyone in the U.S. from your checking account with just a few clicks of your mouse. It's safe, convenient, and easy. Product Features & Requirements Simple to add payees Set up automatic payments for items with fixed amounts-like your rent or mortgage Track the status of your payment from pending-to-paid Review history to see details about the payments you have made Service Fees & Restrictions No service feesitem->getUrl() ?>

  • Loan Payments

    Make Loan Payments from your United Security Bank accounts with just a few clicks of your mouse. Service Fees & Restrictions No service fees Applies to term loans, scheduled payments and principal pay downs only. Payments made after 6:00 p.m. will be credited the next business dayitem->getUrl() ?>

  • Positive Pay

    An effective and practical business solution that helps companies guard against check fraud. Positive Pay provides protection on a daily basis against losses due to fraudulent check payments and the cashing of unauthorized checks that are presented to the bank. Product Features & Requirements Compares incoming checks to a database of issued checks Monitoring and detection of unusual check activity Receive email notices when you have a potential fraudulent check(s) to review Offers online review Ability to make pay/no pay decisions Service Fees & Restrictions $18.00 monthly fee 12:00 pm deadline for reviewsitem->getUrl() ?>

  • Remote Deposit Capture

    Deposit checks directly from your place of business with Remote Deposit. Simply scan checks right at your desktop using a small scanner that electronically sends the images to United Security Bank for deposit. Product Features & Requirements Fewer trips to the Bank Faster funds availability Fully secure Make deposits 24-hours a day Service Fees & Restrictions $30.00 monthly equipment fee per scanner Subject to qualifications and approval All deposits must be submitted before 6:00 p.m. for same day credititem->getUrl() ?>

  • Stop Payments

    Issue stop payments on checks written on your United Security Bank accounts. Service Fees & Restrictions $10.00 each Stop payment orders on ACH (Automatic Clearing House) items are effective for a time stop payment. Stop payment orders are effective for 6 months and will automatically expireitem->getUrl() ?>

  • Transfer Funds

    Transfer funds between your United Security Bank accounts with just a few clicks of your mouse. Service Fees & Restrictions No service fees for transfers between accounts All transfers after 6PM will be processed the following dayitem->getUrl() ?>

  • Wire Transfers

    While traditional wire services are available at every branch, you can save time and cost by initiating your own wire transfers electronically. Our eBusiness Solution's online banking services offers: Product Features & Requirements Multi-layered security Efficient process to send single or recurring wire transactions Wire transfer history reporting Service Fees & Restrictions $15.00 per domestic wire $40.00 per international wire 1:00 pm deadlineitem->getUrl() ?>

  • e-Statements

    Worried about identity theft: Tired of waiting for your mail to protect your privacy? Let us ease your mind with our e-Statement solution. We will notify you when your statement is ready. Log in to our secured, password protected online banking to safely view your electronic statement. Contact one of our branches for more information. Service Fees & Restrictions No service fee to view past statements up to 18 months For statements after 18 months, please contact your local branch eStatement Agreement Upon receipt of your consent, we will notify you each time we prepare a statement for an account you have selected. We will send you an email letting you now that the eStatements is available. Simply click on the link in your email message to navigate to eStatements. You will be required to enter your User ID and password to view the electronic statement. You agree it is your sole responsibility to protect your password from unauthorized persons. You agree that it is your responsibility to ensure that the electronic statements cannot be intercepted or viewed by others. You agree that the Bank has no control as to the persons who have access to your personal computer and your password once it is in your possession. The Bank will not be liable for any authorized access to your personal computer or your passwords. You agree it is your sole responsibility to protect your password from unauthorized persons. You agree ...item->getUrl() ?>